Louisville Bankruptcy Attorneys

If you cannot afford your mortgage payments and are at risk of losing your home to foreclosure, you have a few options. One of these options includes refinancing your home loan to reduce your monthly mortgage payment. However, if your debt exceeds your income, this may not be the most advisable plan. Additionally, many people who are in this situation and trying to refinance will not qualify for loan refinancing.

At The English Law Group, P.S.C., our Kentucky loan refinancing attorneys can help you keep your home. We believe it is very important for you to talk to us before you take all the equity out of your home. With bankruptcy alternatives, you can keep some of the equity in your home and get back on track with paying your mortgage. Call us locally at (502) 403-2706 or toll-free at (877) 730-0937 orcontact us online to schedule your consultation.

How Can Bankruptcy Save My Home?

As Louisville bankruptcy attorneys, we have extensive experience helping homeowners keep their homes. Depending on your specific financial circumstances, we can advise you on Chapter 7 or Chapter 13 bankruptcy.

• In a Chapter 7 bankruptcy, your debt is liquidated. At the end of the process, you have a fresh start on your finances. If you are current on your house payments, you may be able to keep your home.
• In a Chapter 13 bankruptcy, you engage in a three-to-five year repayment plan. We can present a plan that allows you to get current on your mortgage payment, stop foreclosure proceedings and keep your home.

If a loan officer has referred you to our firm, if you are thinking about refinancing to eliminate your debt, or if you did not qualify for loan refinancing, talk to us about your bankruptcy alternatives.

Contact Our Kentucky Loan Refinancing Lawyers

If you have questions about choosing bankruptcy rather than loan refinancing, do not hesitate to call our law firm locally at (502) 403-2706 or toll-free at (877) 730-0937. You can also contact our bankruptcy law firm online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.